Wednesday 24 January 2007

benefits crap

ok so because i've not got a full time job i can claim job seekers allowance
remember i said the other week that i'd swallowed my pride and signed on, well yesterday was the appointment to see how much i can claim each week...should be good right?
well basically i can claim upto just under £60 a week...yeah, in my old jobs i've earned more than that in a day, but you know, money is needed.
ok sounds good, right, money for nothing and all that
well because i work part time at the pub, any earnings i get from there counter against anything that i can claim.
how it works:
as long as i work under 16 hours a week i can make a claim
the first £5 i earn is not counted (that's less than an hours work by the way as minimum wage is now £5.35 p/h)
after that they take what i earn off the £60 that i can claim...
now working in the pub, i only work for 10 1/2 hours a week normally
and i take home (after tax) £57.75
this means that i can claim about £7...whooppee!!!
now, because i'm on basic rate tax at the pub, because it was originally taken on as a second job, i get taxed heavily. i was told yesterday that i should change my tax code to what it should be, this will increase my weekly take home...to about £70 a week...
but, if i'm taking home that much then i'm not going to be claiming anything am i!
so after years of paying taxes for people who weren't earning themselves, i'm now one of these people who isn't earning enough, and as such i'm eligable to claim some of the money i've paid out in tax...but i'm not because i have a part time job and earn too much through that!
how crap is that?
anyway i've got to sign on every other week and see if i can get my £7 or not, which i will give straight to my mum because i want to help out around the house, not that £7 will do much
laters peeps
Px

1 comment:

Alicia said...

That is shit.
I know how you feel.
When Chris was laid off in 2005, he had to file for unemployment.
They pay 60% of your former wekly takehome, but they tax the crap out of it.
It totally helped out, though.
It was embarassing, but got us by until Chris took the job up here in Idaho.